Until this summer I had never had a reason to fill out a complaint with the FBI.  However, as strange as it seems, this past month I found myself contacting the FBI twice within three days, on two different matters:  (1) to make a complaint about an organization that was illegally withdrawing money from my checking account; and (2) to complain about a hacker who had broken into the www.tos50.com website and was attempting to post inappropriate material.  I quickly learned that you can't speak to anyone at the FBI.  When you call their p